Negative Credit May Squeeze Job Search

Money Credit Pic By Federal Trade Commission

FTC, Washington, D.C. – Bad credit can affect your ability to get more credit. Did you know it also can affect your ability to get or keep a job? Employers often use a credit report when they hire and evaluate employees for promotion, reassignment, or retention.

According to the Fair Credit Reporting Act (FCRA), which is enforced by the Federal Trade Commission (FTC) and your state Attorney General, an employer must get your permission to look at your credit report. If you don’t get a job because of information in your report, the employer must show you the report and tell you how to get a copy from the consumer reporting company. There is no charge for the report if you request it within 60 days of getting notice that you did not get the job.

Bad credit can affect your ability to get or keep a job? The FCRA requires each of the nationwide consumer reporting companies - Equifax, Experian, and TransUnion - to provide you with a free copy of your credit report, at your request, once every 12 months.

Enlightened with Great Blessing

By Benny Hinn

King Solomon, a name synonymous with wisdom, once wrote, “It is the glory of God to conceal a thing; but the honour of kings is to search out a matter” (Proverbs 25:2).

God’s glory is concealed through His Word, but the believer, as a kingly priest, can see His glory revealed by careful searching.

God’s Word is a treasure to be discovered. The deep truths cannot always be mined by merely scratching on the surface.

When you study the Bible with an open mind, it’s truly an amazing adventure to see all God has provided.

Debt Freedom: Establish a Spending Plan

By Todd Coontz

A spending play is not a budget. The word budget is derived from the Old French bougette, the diminutive of bouge or leather bag, and means a small purse. A budget confines, restricts, almost suffocates the life out of you. It's no wonder that most people don't stay within them very long.

A plan, on the other hand, is a detailed method worked out beforehand to accomplish a goal. Having a spending plan is the single most important step to getting out of debt. A plan will show you exactly where you stand with your finances. It gives you the opportunity to see everything in black and white.

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Money Management

Negative Credit May Squeeze Job Search

Enlightened with Great Blessing

Debt Freedom: Establish a Spending Plan